The Nigeria UBA Africard has been around for some time, although a lot of people do not know or understand the powerful features embedded in this special VISA card. There’re reason’s why you need to consider the New UBA Africard for online and offline transactions.
If you’re caught in a dilemma about which bank’s prepaid card you should use, take a cold glass of zobo, relax while I unveil the top 10 facts you should know about the New UBA VISA Africard.
1. You do not need an account with UBA to apply for a UBA Africard.
Lots of people think that they need to open an account with UBA to apply for the Africard. No! UBA Africard is a Prepaid Card and not connected to any bank account. However, you’ll need to present a valid Government-issued ID card, A utility bill and a passport-sized photograph to be granted the card.
2. The UBA Card is a Prepaid VISA Card.
The Africard platform is a virtual e-wallet issued by banks for online purchases and offline activities and connected to a plastic VISA Card for offline POS, ATM and of course Web transactions. It’s a separate entity from your bank account and can be funded only through the bank hall or transfer from your UBA account if you have one.
3. You can only fund your Card between 8 am to 4 pm.
It’s good to know that you can only fund the UBA Africard in the banking hall between 8 am and 4 pm. So if you’re in a queue in the banking hall and time is against you, it will be best you walk to the tellers and let them know that you want to fund your Africard.
4. The UBA Africard is VISA Verified.
VISA is an international web power for online transactions, and it lives up to its reputation. Africard is Visa Verified / Verified by Visa. You can enable this option on the user portal when logged in, and this adds an extra level of security to the card transactions.
5. You can withdraw from Any ATMs for Free.
Yes, unlike other ATM Cards the UBA Africard Card has a Zero charge on ATM withdraws. I do not know why this is free, but I do enjoy it as much as you will. Who doesn’t like free things?
6. Where your Debit Card fails internationally, UBA Africard will pass.
This is very important to note; the UBA Africard is accepted on a lot of websites even where a standard credit/debit card fails. I’ve used it to successfully make a payment on sites like Amazon, eBay, Fiverr, upwork, etc.
7. There’s a Naira Africard and Dollar Africard.
Yes, the UBA dollar card was introduced in 2018 as a backup for his Naira counterpart. While you can fund the Naira card with Naira, you can only load the dollar card by walking up to the tellers in the banking hall with dollars. The Naira card works as much as the dollar card and can do almost anything the dollar card can do.
8. You can Withdraw from VISA and Mastercard ATMs around the World.
No limit. The Africard is your excellent travel companion. You can with cash out the local currency in any country you find yourself using your card. You can also pay at any POS point in any country you are. Isn’t that impressive?
9. The UBA Africard is issued instantly.
Yes, you read that right. No complicated processes. Just show up at any UBA Branch near you with your ID Card, Utility Bill and a passport photograph, and in an hour or two, you should have your Africard card activated and ready to use.
10. You can Manage your Card Online.
Interestingly, your card comes with an online portal where you can check balance, print statement, transfer funds to other cards/UBA accounts, revise/rectify transactions, block card, change pin, etc
There are other Prepaid cards in Nigeria from other banks. I’ll write about them when I use and gather enough knowledge to talk about it. For now, let’s rock our UBA Naira/Dollar Africard.